ANCORUM +1
One more account. One more service. One stronger financial relationship.
Earn up to 5,000 bonus rewards points
Earn 1,000 bonus points for each eligible +1 account or service until December 31, 2026.
The more +1s you add, the more you earn.
+1,000 bonus rewards points when you open a qualifying checking account with a debit card.
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Your everyday money, made easier.
First debit card is free.
ATM Fee Reimbursements at other Maine credit union ATMs.
No monthly fee or minimum balance on most checking accounts.
+1,000 bonus rewards points when you open a Rewards Visa Credit Card.
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More rewards. Fewer fees. More ways to pay.
Rates as low as 10.50% APR.*
No annual or balance transfer fees.
Earn rewards points on every purchase.
Add your card to your mobile wallet and pay from your phone.
+1,000 bonus rewards points when you finance a vehicle.
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More ways to get where you’re going.
First-time buyer? We have options to help you get started.
Buying your next vehicle? Our traditional auto loans offer straightforward financing from a local lender.
Credit isn’t perfect? Vehicle financing options are available for a variety of credit situations.
Want something different? Our Anchor Auto Flex Loan offers a lease-like payment structure while you own the vehicle.
+1,000 bonus rewards points when you refer a new member.
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Share the benefits of membership.
Extended hours. We stay open until 7 P.M. on weekdays and 3 P.M. on Saturdays.
Video banking. Get help face-to-face, wherever you are.
Digital Banking. Manage your money anytime, anywhere with 24/7 access to your accounts.
Zelle®. Send and receive money with ease.***
Certified Credit Union Financial Counselors. Available to all members free of charge.
+1,000 bonus rewards points when you open a Health Savings Account.
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Make pre-tax contributions to help you save for qualified healthcare expenses.
Use your HSA for qualified expenses. From prescriptions and doctor visits to everyday eligible items like bandages, acne products, pain relievers, and feminine hygiene products.
Easy access to your funds with an HSA debit card for convenient payments.
No “use it or lose it.” Your money stays with you and can continue to grow year after year.
You don’t have to do it all.
But you can take full advantage.
Add the +1s that make sense for you and earn up to 5,000 bonus rewards points.
Promotion available from October 1, 2026 through December 31, 2026. Members who already have a checking account with a debit card, a Rewards Visa Credit Card, and/or Health Savings Account are ineligible to earn the bonus rewards points for those corresponding promotional accounts and services. Members with a Fixed-Rate credit card who decide to switch to a Rewards Visa Credit Card during the promotional period are ineligible to earn the corresponding 1,000 bonus rewards points for a Rewards Visa Credit Card. Bonus rewards points will be awarded at the end of each month during the promotional period to the qualifying account’s rewards profile and can be redeemed within Ancorum Credit Union’s digital banking. Members can earn a maximum of 1,000 bonus rewards points for each individual promotional accounts or services for a total maximum of 5,000 bonus rewards points. Members must have either a Rewards Visa Credit Card or Rewards Visa Debit Card to qualify for the promotion. Eligibility requirements apply. Not all members may qualify for the promotional accounts or services.
*APR = Annual Percentage Rate. Rate shown is based on a credit score of 750+ and a current Prime Rate (as of 09/17/2026) of 7.00%. Terms and conditions are subject to underwriting criteria and creditworthiness and may not be available to all borrowers. Terms and conditions apply.
**The 1,000 bonus rewards points for “Refer a Friend” will be awarded to the referring member only, once the referred member opens their account and the “Refer a Friend” form (found on ancorumcu.com/referafriendplus1) has been filled out and submitted. Referring members can earn a maximum of 1,000 bonus rewards points through referrals between October 1, 2026 and December 31, 2026.
*** To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Zelle® is a fast, and easy way to send money directly between almost any bank account in the U.S. using just an email address or mobile number. Please ensure that you are sending money to a trusted recipient, as Zelle® payments cannot be canceled once initiated. By using Zelle®, you acknowledge and agree to the terms and conditions provided by Ancorum Credit Union. You understand that it is your sole responsibility to provide accurate information when entering the recipient's contact, amount of authorized transfer, frequency, and date for which the transfer will be sent. You understand and agree that the Credit Union is not liable for any loss incurred due to your negligence or fault.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.